A Machinery Loan (also called a Project Loan or Term Loan for equipment) is a secured finance product designed to help businesses acquire industrial machinery, equipment, and plant assets. Whether you are setting up a new manufacturing unit or expanding an existing one, this loan provides the capital required to invest in productive assets — with repayment structured over the life of the machinery.
New & Used Equipment
Finance brand-new machinery or quality pre-owned equipment from approved vendors, both domestic and imported.
Up to 80–90% Financing
Get funding for up to 80–90% of the machine cost, reducing your upfront capital requirement significantly.
Flexible Repayment
Repayment tenures of 3–7 years aligned with your project cash flows and moratorium options available.
Competitive Interest Rates
Rates starting from 9–12% p.a. depending on your credit profile, collateral, and lending institution.
Primary Security = Machine
The machinery itself serves as primary collateral — reducing the need for additional property mortgage in many cases.
Subsidy Integration
Seamlessly combine with government subsidies like RIPS-2024, PMEGP, or MSME schemes for maximum benefit.
- Manufacturers, traders, and service enterprises (MSME & large)
- Proprietorships, partnerships, LLPs, Pvt. Ltd. companies & public companies
- Startups with viable project reports (DPIIT registered preferred)
- Minimum 2 years of business vintage for existing units (new units with strong DPR)
- Good CIBIL score of 700+ for promoters and entity
- Businesses in NPA (Non-Performing Asset) status with any lender
Free Consultation with C&S Consultancy
We assess your project, financials, and identify the best lender and loan product for your needs.
Project Report / DPR Preparation
Our team prepares a detailed project report covering technical, financial, and marketing feasibility.
Document Collection & Application
We collate all required documents and file the application with the most suitable bank or NBFC.
Bank Appraisal & Sanction
The bank evaluates the project. We coordinate with the credit team to ensure smooth sanction.
Disbursement & Compliance
Funds are disbursed directly to the machinery supplier. We assist with post-disbursement compliance.
⚡ Why Choose C&S Consultancy?
- Tie-ups with 15+ banks and NBFCs across Rajasthan
- Expert DPR preparation that maximises sanction probability
- We integrate government subsidies to reduce your net cost
- End-to-end service from application to disbursement — zero stress for you
- Free initial consultation — no charges unless your loan is sanctioned